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  • About
  • Flexi-rental
    • Car Subscriptions
    • Flexible Car Leases
  • 5-12 Month Leases
    • All Short Term Car Leases
    • 6 Month Car Leases
    • 7.5 Month Car Lease
    • 9 Month Car Lease
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    • Flexi 12
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Short Term Car Lease Bad Credit

Short Term Car Lease with Bad Credit

Need Short Term Car Lease but you have Bad Credit – We may still be able to help as we offer Non-Status Leasing on the majority of our Short Term Cars and Vans.

All of our applications for those with Bad Credit, Adverse, IVA’s and Bankruptcy are dealt with on a case-by-case basis. Our underwriters want to be able to see affordability and stability in the proposal forms and evidence.

Please Note. Our Underwriters do carry out credit checks, however, the all applications are based on affordability, stability and employment status.

Underwriters may ask you for the following information:

Underwriters may ask you for the following information:

  • Bank Statements showing income
  • Employment Details
  • Car Allowance (If applicable)
  • Information on CCJ’s (if applicable)

Most of our applications are accepted on standard terms, however they may ask for one or more of the following:

  • Increased initial rental
  • Higher monthly rental
  • Guarantor and/or Imdemnity
  • Refundable Deposit
  • Floating charge

Quick Application Process:

We provide a quick application process for those with bad credit, however please make sure that the team are aware of this from the beginning as it does need to be processed by a different underwriting team. You can download a proposal form and send it across, or you can speak to one of the sales team with regards to vehicles before making the application.

For more information about our non-status and leasing with bad credit, please speak to the team on 0330 330 9425 or complete the contact form below:

Check Your Credit File with a 30 day Free Trial

We’re offering our customers a 30 day free trial to CheckMyFile.com – It allows you to get your credit report from Experian, Equifax and TransUnion. It will show your history for the last 6 years, enables you to track your balances and helps you to identify any issues.

Free 30 Day Trial with CheckMyFile.com

Terms may differ depending on your credit score. We may require guarantees, indemnities, refundable deposit, higher documentation fee or a combination of all of these. 

Bad Credit Car Lease Deals

VW Tiguan Allspace Estate 1.5 TSI EVO Match DSG 5dr Auto

BMW 1 Series Hatchback 118i SE Step Auto 5dr Auto

BMW 1 Series Hatchback 118i M Sport Step Auto 5dr Auto

Mercedes-Benz A Class Hatchback A180 Sport Executive 5dr Auto

SEAT Leon Estate 1.5 TSI EVO FR [EZ] 5dr Manual

BMW X3 Estate xDrive 20d M Sport Step 5dr Auto

BMW 1 Series Hatchback 116d SE Step 5dr Auto on a short term non-status car lease

BMW 1 Series Hatchback 116d SE Step 5dr Auto

Audi A3 Sportback 30 TFSI S Line [Comfort & Sound Pack] 5dr Manual on a short term non-status car lease

Audi A3 Sportback 30 TFSI S Line [Comfort & Sound Pack] 5dr Manual

Audi A3 Sportback 35 TFSi S Line S Tronic 5dr Auto on a short term non-status car lease

Audi A3 Sportback 35 TFSi S Line S Tronic 5dr Auto

BMW 1 Series Hatchback 116d SE 5dr Manual on a short term non-status car lease

BMW 1 Series Hatchback 116d SE 5dr Manual

BMW 3 Series Touring 318i Sport Step Auto 5dr Auto

BMW 3 Series Saloon 320i M Sport Step Auto 4dr Auto

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Contact Form

Complete the form below and make sure that you complete the required fields marked with * – Our team will come back to you within working hours. If your enquiry is urgent, please call the team on 0330 330 9425

Short Term Car Lease Logo

Short Term Car Leasing Ltd t/a Cocoon Vehicles Ltd (06113683) is authorised and regulated by the Financial Conduct Authority (711074). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

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