Short Term Car Leasing – No Credit Check?

Short Term Car Leasing – No Credit Check?

We carry out credit checks, however, we do offer a non-status short term car lease on our GL and LG reference vehicles based on your affordability and stability. Non-status car leasing is ideal for those with previous poor credit history, no UK history such as Expats or those with new business start-up’s.

The process is simple, our underwriters look at every application on a case by case basis. Their job is to assess the application for affordability. If you are an individual we need to see employment and an income or at least some sort of proof of earnings. If you are business we may look at each of the Directors.

short term car leasing no credit check

Applications for this “Credit Check” have a high acceptance rate. However depending on your history underwriters may ask for a guarantor, a higher initial rental, a higher monthly rental or even a deposit bond. This means that the contract may differ from those on our website and the selection of vehicles maybe limited to a particular supplier.

We’d prefer it if you didn’t pay for the rentals upfront as well, we like to see the history of your payments to show you can afford the car on a monthly basis. If you complete the review period and do not miss any payments, you will revert to standard terms.

For more information about short term car leases or Non-Status car leasing, please contact the team or use the form below. We are always ready to help and listen!

Enquire about Short Term Car Leases on Non-status:

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Short Term Car Leasing Ltd t/a Cocoon Vehicles Ltd (06113683) is authorised and regulated by the Financial Conduct Authority (711074). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

 

For complaints information when a transaction is completed online, please access the Online Dispute Resolution platform at http://ec.europa.eu/consumers/odr

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